Facts And Misconceptions Concerning Accidents
I can’t afford to pay for a lawyer after my accident. Will you still take my case?
Yes, if we believe you have a good case. Car accident lawyers are almost always paid on a contingency fee basis. That means we don’t charge you anything unless we win a settlement for you. Our payment comes as a percentage of your settlement at the end of the process. If you don’t get paid, we don’t get paid.
How long do I have to file a car accident claim?
The time limit to file a claim after an accident is known as the statute of limitations. The statute of limitations for filing a car accident claim in Missouri is five years from the date of the accident. In Kansas, the statute of limitations is two years. However, the sooner you contact us, the better the chances of gathering evidence, finding witnesses and ultimately winning your case.
Can I sue for other things besides my medical bills?
Yes. The court considers several types of damages and expenses in car accident lawsuits. Other things that are typically taken into account when calculating a settlement include:
- Repair bills or the cost replacing your vehicle
- Future medical expenses – rehabilitation and other long-term care expenses
- Current and future lost wages
- Physical and emotional suffering
Why is my health insurance being charged? Shouldn’t the other person’s insurance have to pay for this?
One of the reasons people have health insurance is for unexpected accidents. Let your insurance cover whatever portion of the bill your benefits cover and finish your treatment, and then we’ll make a demand of the other insurance company. Ultimately, if the other driver is found to be at fault, their insurance company will reimburse you.
I’ve been in a wreck, I don’t have health insurance and I’ve got medical bills coming. What do I do?
When people without health insurance can’t pay for the medical treatment they’ve received, health care providers may assert a hospital lien. We deal with that using funds recovered from the other driver’s insurance. If they don’t assert a hospital lien and your bill gets sent to collections, we work with the collections company. Collections companies typically prefer working with attorneys because it simplifies the process. When we settle with the insurance company, that’s when we settle with the collection agency.
The other driver’s insurance company wants to talk to me. What should I tell them?
Don’t tell them anything. They are trying to find a way to get you to say something that can be used against you. If they call, refer them to your lawyer and don’t say anything about the accident or any injuries you may have suffered.